Can insurers legal delay and deny good claims?


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Question:

Can insurers legal delay and deny good claims?

Answer:

When considering tips for a good accident settlement amount, it is important to acknowledge, if only to yourself, whether you have a good claim. If you can be objective about your claim and look at it from an insurer’s standpoint, you can better argue the points that need to be argued to help them see why it would be in their best interests to save the money fighting a good claim and just pay it.

Insurers don’t intentionally delay and deny good claims because it is more cost effective for them to pay them immediately and move on to fight the claims that aren’t good. The problem is that too many times good claims are presented to the insurance company in the same way that bad claims are, and it can take a long time for an insurance company to complete the discovery needed to assess whether a claim is good. 

Many claims contain similar facts and circumstances whether it’s a slip and fall or a car accident. Your case may be straight forward and you may know that your medical care was reasonable and that the pain was real. The insurance company must weed through all the claims to decipher what is false and what is a good claim. If you can present documentary evidence from doctors or employers it can result in a faster resolution.

Getting Legal Help

An experienced personal injury attorney can help present your case in a way that the insurer will know that it’s a good claim and will be more willing to pay a quick settlement rather than spend the time and money fighting it.

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