My dog bit someone. What am I responsible for?

Unfortunately, even the most gentle dogs can bite someone. If this happens to you, it is important to know what you will be liable for and be prepared in the event of a dog bite injury lawsuit.

Most states in the U.S. have a strict liability statute regarding dog bites. This means if your dog bites another person, you will be held liable for the injury to the victim. Some state laws also have an addition to the statute regarding trespassers or provocation of a dog that resulted in a bite. However, these need to be proven by the defense in a dog bite injury lawsuit, if proven, the courts may not find the owner liable. Additionally, dog walkers, caregivers and landlords can be held liable depending on the facts of each case. 

The circumstances surrounding the incident will be very important. If you had prior knowledge that your dog is dangerous or vicious, for example, has bitten someone previously or showed signs of aggression, you will be held to a higher standard and will be held negligent rather than just liable. In the event you are negligent, some states allow criminal charges against you.  The lawsuit will most likely be for payment of medical bills (or reimbursement if a health carrier has paid them) and pain and suffering for any scarring, permanency or disfigurement the individual has endured.

If you have homeowners insurance, they may be able to provide coverage for payment of bills and provide you a defense in the event of a dog bite injury lawsuit. If not, It is important to obtain legal counsel to determine your state laws and the best defense for your circumstances.