Worker Injury Compensation

Worker injury compensation is a program for compensating victims or their families for injuries or death that occur ムon the job'. State laws vary in what is and is not considered ムon the job'. The typical definition says coverage is for injuries or illnesses are typically covered when they arise out of and during employment. In most situations the worker injury claim is clear and concise, such as slipping on a wet or oily floor, injuring the back when lifting, or defective machinery. However, there are injuries that fall into gray areas and must be decided by a third party. Injuries that occur while driving too an employee meeting or a sports injury while playing games at the company picnic are examples of injuries that may not qualify for worker injury compensation, especially if the victim doesn't have a professional to advise them of their rights. Often these claims are denied if a person doesn't know what their rights are. Illnesses that arise due to working conditions are also covered under worker injury compensation. There have been many cases where illnesses caused from asbestos in ships, coal, and even excessive computer use has caused illnesses that are covered by worker compensation. Professional advisors can explain what is and is not covered by worker injury compensation.

Fast Facts

  • In 2009, floors, walkways and ground surfaces were the source of injury and/or illness for 20% of days missed from work cases, according to OSHA.
  • The second most prevalent source of work related injury or illness in 2009 was motion related injury such as sprains and strains.

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