There are several different types of accident injury claims including traffic accidents which occur on roadways, accidents that happen in the workplace, accidents in which a person falls or trips and product liability accidents. Victims of traffic accidents can be pedestrians, passengers, cyclists or the driver. Even if there is no police action taken, you may still be able to place a claim with the insurance company. For work related accident injury claims your employer is required by law to have Employer Liability Insurance which will handle your claim. Tripping accident claims occur when walkways and other areas where a person walks are improperly maintained and as a result a person trips and is injured. In the case of product liability claims, a consumer will have suffer injuries as a direct result of defective products.